What life event will my employee use if their start date falls during our Open Enrollment period?

In the event that a new hire’s start date (i.e., the life event date for their New Hire Life Event) falls during Open Enrollment, the New Hire Life Event will override the Open Enrollment Life Event. 



Depending on the situation, your employee may need to complete one or two life events:

• If the effective date of the new hire benefits will be the same as (or later than) the effective date of the OE benefits (e.g., both would start for the new employee on 1/1), the employee will only need to submit the New Hire Life Event.

• If the effective date of the new hire benefits is before the effective date of the OE benefits (e.g., if OE benefits begin on 1/1, but the employee still needs coverage from the previous 12/1 through 12/31), the employee will need to submit two life events: they will first submit their New Hire Life Event, and an administrator will approve this enrollment (giving them coverage until the OE benefits kick in); then, the employee will go back into the Enrollment Wizard and complete their Open Enrollment Life Event (giving them benefits in the new plan year).