What employees does my COBRA feed send to NPM?

Regular hires and rehires will send on the NPM file for COBRA if they reenroll in the new hire life event.

In order for a terminated employee to send correctly on the file, there must be a termination date, eligible termination reason, and end-dated plan benefits.

Below are the eligible termination reasons. If a reason is not listed, the employee is not mapped to send on the feed: 

Termination Reason	Event Name
Reduction in Force	Loss of Employee Coverage - Layoff
Termination for Cause	Loss of Employee Coverage - Termination
Deceased	Loss of Employee Coverage - Death
Resigned	Loss of Employee Coverage - Termination
Retired	Loss of Employee Coverage - Termination
Resigned without Notice	Loss of Employee Coverage - Termination
Other	Loss of Coverage - Other
Laid Off	Loss of Employee Coverage - Layoff
Transferred	Loss of Coverage - Other
Medicare Eligible	Loss of Dep Coverage - Medicare

TIP:

A termination reason of Gross Misconduct will not be sent on the COBRA feed. Per the DOL, this reason is most often ineligible for COBRA. However, you can still elect to offer the benefit. If you decide to offer COBRA for someone terminated due to this reason, we recommend using a termination reason of Termination for Cause in order to transmit eligibility on the feed.

The feed will also send if an employee or dependent loses benefits via a life event. This typically happens if an employee is moving full-time to part-time, or a dependent overages. 

Life Event	COBRA Event
Divorce or Legal Separation	Loss of Spouse Coverage - Divorce
You change employment status from Full Time to Part Time	Loss of Employee Coverage - Reduction in Hours
You take an unpaid Leave of Absence	Loss of Coverage - LOA
Significant Curtailment of Coverage	Loss of Coverage - Other
Over Age Dependent	Loss of Dep Coverage - Loss of Dep Status
Change due to Court Order	Loss of Dep Coverage - Loss of Dep Status
Changing Employment Status	Loss of Employee Coverage - Reduction in Hours
Dependent Loss of Coverage	Loss of Dep Coverage - Other
Divorce or Legal Separation (2)	Loss of Spouse Coverage - Divorce
Significant Curtailment of Coverage (2)	Loss of Coverage - Other
Change due to Court Order (2)	Loss of Dep Coverage - Loss of Dep Status
Changing Employment Status (2)	Loss of Employee Coverage - Reduction in Hours